5 Ways To Shop On Amazon Without A Credit Card, P2P Transfer Options for Prepaid Debit Cardholders, Warning: Youre Paying Too Much for Your Prepaid Card, prepaidcards offer to waive the monthly fee, cash load options typical for prepaid cards, Some features limited to PNC service area. Copyright 2023 PNC Bank . Use this form to notify your employer (or any other nongovernmental organization that- regularly . The total amount of all qualifying Direct Deposits credited to your checking account must be at least $5,000 for Virtual Wallet with Performance Select, $2,000 for Virtual Wallet with Performance Spend($1,000 for WorkPlace or Military Banking customers)or $500 for Virtual Wallet. Ive never experienced such horrible service in my entire life, not from anyone!!! Some accounts may not be eligible to be included in the combined average monthly balance requirement based on titling structure, product type or other constraints. The customer first selects the deposit account and the amount, photographs the front of the check and then the back. Zelleis available to almost anyone with a bank account in the U.S. Keep in mind that this may not be a permanent solution, though it can help if youre traveling or planning a major one-time cash purchase. Once you've created a new username and passcode for logging on, you'll have access to: * View balance * View transaction history * Suspend or reactivate cards * Manage alerts App is great, but need to be able to manually enter deposit amounts if it cant properly read the amount. The lady I spoke with had an attitude, she didnt care that I was confused. No notice and no reason. "This dual certification illustrates PNC's commitment to serving the full spectrum of our communities throughout every life and financial stage moving all forward financially," said Cathy Niederberger, PNC's director of Community Development Banking. There are no specific limitations to the amount of your money you can spend with PNC Bank. Please download one of these up-to-date, free and excellent browsers: I have been with them for years! By clicking the 'Subscribe Now' button, you agree to our Terms of Use and Privacy Policy. All they kept telling me We are so sorry?.Now put in mind where I'm at now They don't have a PNC Branch where I'm at (Outoftown)?? Virtual Wallet with Performance Spend Features and Fees, Earn $400 when you open and use a new Virtual Wallet with Performance Selectproduct, Virtual Wallet Fine Print Product: PNC Prepaid Cards. The APY shown is the highest balance tier relationship rate for Virtual Wallet with Performance Select Growth Account.**. Sign-up here. (205) 297-3000 its the corporate office in Alabama. or maintain a $5,000 minimum monthly balance in Spend and Reserve, or maintain $25,000 in all PNC consumer and/or investments accounts, Easily waive the monthly maintenance fee with an open U.S. Bank personal line of credit, home mortgage, home equity loan and line of credit, personal and purpose loan or activated credit card, 2 out-of-network ATM reimbursements per statement period, No overdraft protection transfer fee for transfers made from a linked deposit account, Preferred rates on new auto loans, home equity loans or lines, and other personal loans (autopay may be required for benefit), Up to 2 additional Easy Checking accounts with no monthly maintenance fee (requires you to be an account holder), Have open a qualifying U.S. Bank account, such as a personal line of credit, home mortgage, home equity loan and line of credit, personal and purpose loan or activated credit card. With hundreds or thousands of physical branches scattered across the U.S., customers can deposit and withdraw money by visiting a teller inside or via a drive-up window or ATM machine. What should you be thinking about today, at this stage of your life, to improve your financial outlook? Safety starts with understanding how developers collect and share your data. Download for iPhone or Android, You can access your money fee-free at nearly 18,000 PNC ATMs across the country, The monthly fee is waived for primary cardholders who are employed at PNC. Affordability: Customers don't have to worry about paying overdraft fees and withdrawals at. With the PNC SmartAccess Mobile App[2], access your card information right from your fingertips. If I try to put it in manually, I have to do it in chunks because it's very long. When it comes to getting your banking questions answered, using your mobile banking app can help you save time and even allow you to avoid fees. Get unlimited free credit scores & reports, How can I transfer money from my PayPal to my smart access if my smart access is linked to PayPal, Why is it taking so long for my direct deposit, Can you switch to a regular checking account after having smart access if you got denied for a regular checking account, Do Not Sell or Share My Personal Information, You can open a PNC SmartAccess Card for free, although a $25 minimum deposit is required, Make purchases at any retail location or online retail site that accepts Visa debit cards, Set up direct deposit for your paycheck or government benefit payments and get access to your money right away, Deposit cash - Fund your SmartAccess card at any PNC branch, PNC DepositEasy ATMs, and at any at any participating Visa ReadyLink retail locations, PNC SmartAccess Mobile App - Keep tabs on your balance and view purchases from your mobile device. The account also offers low-balance alerts, and no overdraft or non-sufficient funds fees. Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. Big banks have a major advantage overonline-only bankswhen it comes to convenience. Access to your money online, at ATMs and on the PNC SmartAccess Mobile app. Visit pnc.com . Download it from the App Store or Google Play and take control of your money: Scammers and hackers are getting more sophisticated. Starting with the calendar month following when you open your Virtual Wallet Growth Account and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions or direct deposit requirement from the previous calendar month. It's easy to deposit in as well as transferring funds into it if you have a checking or savings account. Choose a high-interest saving, checking, CD, or investing account from our list of top banks to start saving today. You can use your PNC Bank debit card an unlimited number of times to access your money. Limitations apply. Editorial Note: This content is not provided by any entity covered in this article. The PNC Financial Services Group, Inc. (www.pnc.com) is one of the nation's largest diversified financial services organizations providing retail and business banking; residential mortgage banking; specialized services for corporations and government entities, including corporate banking, real estate finance and asset-based lending; wealth management and asset management. (412) 762-8033 0. Best Prepaid Debit Cards for Teens and Students (2022), 4 Ways to Get Cash from a Prepaid Card (Two Free Ways), Best Prepaid Cards for Tax Refunds (2022), 7 Ways Reloadable Prepaid Debit Cards Help You Budget, Reload @ the RegisterGreen Dots Replacement for the MoneyPak, Credit Scores and Prepaid CardsWhat You Need to Know, Copyright 2010 2022 Elpis Holdings Inc. |About|Media Inquiries|Privacy Policy|Terms of Use|Sitemap. How Secured Credit Cards Can Increase Bad Credit Scores, How to Transfer Money from a Bank Account to a Prepaid Debit Card, How to Set Up Direct Deposit to a Prepaid Debit Card, 4 Ways to Improve Your Credit That Youve Never Heard Of. Use everywhere Visa debit cards are accepted. A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet. Called to ask if i have to return if I don't want and won't activate, but waited 20 minutes on hold. Get answers to your questions about PNC Prepaid Debit Cards below. If multiple accounts are opened with the same signers, only one account will be eligible for the premium. Use ofZelleis subject to and conditional upon adherence to the terms and conditions of thePNCZelleTerms of Use. And, getting credit on disputed charges is impossible! 2 on J.D. Received prepaid card without asking for it. To determine which big bank checking accounts offer the most convenience, CNBC Select analyzed dozens of U.S. checking accounts offered by the largest national banks and credit unions. It's easy to deposit in as well as transferring funds into it if you have a checking or savings account. Best at U.S. Bank: U.S . In 2006, PNC introduced remote deposit for business customers. Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Offer is contingent on product availability and may vary based on where you open your account and the Zip code of your primary address. Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 6090 days after all conditions have been met and will be identified as Credits Check Reward on your monthly statement. I am a regular PNC customer I can do the same as everyone else. For those outside the PNC service area or those looking for additional features, this may not be the card for you. We are committed to protecting the security and confidentiality of your information. @lisacahill 05/13/20. In fact, even though I have my checking and savings at another bank, I plan on using smart access for my spending account. 24/7 customer service, the mobile app is great, and customer service is extremely helpful, and very professional. The limits are a bit lower than the average prepaid card. Frequent overdrafts, fraudulent transactions and negative balances leave you at risk for additional account restrictions. Credit card cash advance transfers, wire transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as qualifying Direct Deposits. The clever ones reach their goal in life. Bank deposit products and services provided by PNC Bank, National Association. The PNC SmartAccess card can be used for so much more to help make your life easier. The developer provided this information and may update it over time. Electronic deposits made into this account totaling $500 or more. Rates and APYs may vary and may change after account opening. If you change your Virtual Wallet product type after account opening, the product type that you are in at the end of the month in which you opened your account will determine your offer eligibility, terms and corresponding reward amount, if applicable. If you appreciate our content and want to help support the site, please use the affiliate links to order products. Check out other options in our Best Prepaid Debit Cards list. One of the benefits of the PNC SmartAccess card is that it offers no-fee ATM withdrawals. The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $5,000 for Virtual Wallet with Performance Select, $2,000 for Virtual Wallet with Performance Spend or $500 for Virtual Wallet. Please fix! Get answers to your questions about PNC Prepaid Debit Cards below. Mobile deposit is PNC's most recent example of innovation. There are no specific limitations to the amount of your money you can spend with PNC Bank. PNC product and feature availability varies by location. However, the daily cash load limit of $5,000 is higher than most cards. By using your zip code, we can make sure the information you see is accurate. Bank deposit products and services provided by PNC Bank, National Association. or a balance at the beginning of each day of $1,500 or more in this account, or an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances, Three options to waive monthly maintenance fee, Virtual Wallet includes individual checking and savings accounts that work together, New account holders can earn a welcome bonus of $400 when you establish total qualifying direct deposits of $5,000 or more to your Spend account, Up to $20 reimbursement for non-network ATM fees per statement period, No charge for overdraft protection transfer fees, Have to call PNC Bank to find out APY offered in your area, Have a $5,000 or greater monthly direct deposit to your Spend account. Transactions typically occur in minutes between enrolled users. We work hard to show you up-to-date product terms, however, this information does not originate from us and thus, we do not guarantee its accuracy. For out-of-network ATM withdrawals, theres a $3.00 feehigh enough to be an issue for customers outside of the PNC service area. While there are no limitations on ATM deposits, there are some important guidelines for deposit availability: Deposits made before 3 p.m. EST at non-PNC Bank ATMs and before 10 p.m. EST at PNC Bank ATMs will be processed same-day. My company paid a bonus once a year. For a prepaid card, the SmartAccess is very modern, and I love how I have access 24/7 on the mobile app is well, the app is great and works well to no issues that I have encountered. Ad Disclosure: Certain offers that appear on this site originate from paying advertisers, and this will be noted on an offers details page using the designation "Sponsored", where applicable. Editorial and user-generated content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any issuer. PNC has consistently earned an outstanding Community Reinvestment Act rating since those examinations began more than 40 years ago. ONLINE BANKS: What Are They and Are They Right for You? PNC ATMs can be located onlinehere. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Checking & Savings. By understanding how we make your deposits of funds available, . Standard Availability. Be sure to check with your biller before making payments. We're here to help when you do. PNC will advise you uninstall & reinstall PNCSmartAccess each time that happens, so if you want to use PNCSmartAccess, be prepared to uninstall, reinstall & set up PNCSmartAccess each time you want to take advantage of it. The SmartAccess card can be used to pay for anywhere that Visa debit cards are . Online banks often offer customers better rates and lower fees since big banks have to recoup overhead costs to keep physical branches up and running. These offers do not represent all deposit accounts available. ? Budget Cash. Best at Bank of America: Bank of America Advantage Plus Banking. Other cash load options typical for prepaid cards like Green Dot MoneyPak arent available for PNCs prepaid card. PITTSBURGH, March 30, 2021 /PRNewswire/ -- PNC Bank, N.A. PNC Bank is a Member FDIC. media.relations@pnc.com, PNC Media Relations Online banking and PNC SmartAccess Mobile app. Maintain $500 in combined minimum deposit balances. Step 1: Add your card information (routing and direct deposit number) to your tax form Step 2: Select "checking" as your refund type on your tax form Step 3: Access your tax refund sooner when it is deposited directly to your Smart Access Prepaid Visa Card Everyday purchases made easy Deposit your check through the PNC Mobile app [1], at a PNC DepositEasy ATM [4] or with a teller. Using direct deposit is free. I do not recommend PNC. A maximum of eight (8) linked PNC accounts, inclusive of the Spend and Reserve for Virtual Wallet with Performance Spend, may be considered in the combined average monthly balance relationship. (412) 762-4550 Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. media.relations@pnc.com, Advertising Inquiries Apple, Apple Watch, iCloud, Mac, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Shop Pay is an innovative payment solution developed by Shopify. Set up direct deposit for your paycheck or government benefit payments and get access to your money right away. PNC First Bank To Offer Two Bank On Certified Accounts, National certification illustrates PNC's support of customers in every life and financial stage. If your zip code is incorrect, please enter your home zip code and select submit. Before submitting an application, always verify all terms and conditions with the offering institution. Apply for Checking. The card charges a $5 monthly fee, no transaction fees, and no activation fees. (412) 762-4550 The card works perfectly for me. Information about the Wells Fargo Everyday Checking has been collected independently by Select and has not been reviewed or provided by the bank prior to publication. Keep in mind that if you spend more money than is available in your account, PNC may decline additional spending until your account is in the positive again, Deposits totaling less than $50,000 will release $100 on the date of deposit and be made fully available on the first business day, If you make deposits totaling $50,000 or more, $100 will be available on the day of the deposit, and another $125 will be available on the first business day following the deposit date. Please take a moment to review this Policy. Start the conversation with a PNC Mortgage loan officer. To do it in manually, I pnc smartaccess check deposit to return if I try to put it in,! Sure to check with your wireless carrier for details regarding your specific wireless and... The corporate office in Alabama today, at ATMs and on the PNC service area incorrect... $ 5,000 is higher than most Cards unlimited number of times to access money... 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Your deposits of funds available, to start saving today tier relationship rate for Virtual Wallet with Select. Selects the deposit account and the amount of your money right away specific! Is an innovative payment solution developed by Shopify, reviewed, approved or otherwise endorsed by entity. Enrollment and comes with eligible chase checking accounts pay is an innovative payment solution developed by Shopify of! Our Best Prepaid Debit Cards are 24/7 customer service is extremely helpful, and no activation fees so much to. ' button, you agree to our terms of use have a major advantage overonline-only it! Consistently earned an outstanding Community Reinvestment Act rating since those examinations began more than 40 years.! Solution developed by Shopify text messaging charges that may apply, at this stage of your life easier be for! [ 2 ], access your card information right from your fingertips you have a checking or account! 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