All content is posted anonymously by employees working at American Credit Acceptance. Easily apply. From 2013 to 2019, the average Credit Acceptance customer in the state wound up paying about $20,000 for a used car, more than 2 times the vehicle's cost to the dealer of about $7,800. American Credit Acceptance is a growing company thats looking for employees who can help them continue to grow. STATE. ACA has successful relationships with the largest new and used . I am caught up until next month but now because the payment was taken too soon Im behind on my rent . Have you ever worked with a company that was experiencing growth like we are at American Credit Acceptance? Based on 112 salaries. I was not 90 days behind on my payments the website states I was only 60 days . 1-800-729-7633. Send your payment using a check or money order to the address below. I have been following American Credit Acceptance since its inception and was excited when they began offering online applications. Well guide you through the process. American Credit Acceptance is looking for candidates who can handle delinquent accounts in a professional manner. American Credit Acceptance may ask this question to learn more about your public speaking skills. I am attempting to bring my account current as I was out on medical leave, receiving cancer treatment, which I am still going through, but I see an enormous amount of fees. 1,001-5,000 employees. Any online reviews of any company normally tend to fall into one of two categories, that of being overly praiseworthy the company, or incredibly pissed off with it, and most of the reviews that seem to be around American Credit Acceptance tend to fall into the second category. This question helps them determine if you have experience working in a collaborative environment and how you interact with your coworkers. Customers ; Login to Customer Portal. This question is a great way to show your potential employer that you are ready for the next step in your career. 16 24. Please send your payment at least 5 business days before your scheduled due date to allow time for mail delivery and processing. If you have automotive industry experience, share what you learned from that job and how it can help you succeed in this role. Is this Company only a Auto finance Company? Verified Customer. Dallas, TX 75320-4531. Box 965 Chadds Ford, PA 19317. It should be remembered that this type of industry will inevitably be more cutthroat than mainstream auto dealerships, even though they can be numerous similarities between the two. 22 salaries. You can contact them directly by phone at 866-544-3430. During that time, I learned how to repair cars of all makes and models, which has helped me understand the importance of quality customer service at American Credit Acceptance. Example: I am a recent college graduate who has been looking for a career where I can make a difference. This question is a common one in interviews, and its important to be honest. Any requests received outside of these hours will receive a response the next business day. Whether you're still considering enrolling with us or you're a current customer or dealer, we'd love to hear from you! * Credit Acceptance's receipt of payments depends on processing time for your bank and our bank. View customer complaints of American Credit Acceptance, LLC, BBB helps resolve disputes with the services or products a business provides. on Can I get Credit from Ford Car Dealerships? Mar 17, 2021 at 877-224-1262 extension 85505 (Nashville) or 877-349-5260 extension 85505 (Tampa) to request, complete, and . 4,197,855 reviews on ConsumerAffairs are verified. What led you to apply for this position at American Credit Acceptance? Monday Friday 8 AM 10 PM EST Make A Payment. Find Jobs. She said she needed a headset so she could talk into the phone while looking at the computer screen. There is also a note minimum response time required at applicants home place of dwelling. Most Recent. If you have previous experience in sales, describe the types of products or services you sold and how you did it. They are a great place to get approved. Are you sure you want to do this? 2 7. Credit Acceptance Corp targets the segment of American car shoppers with challenged (i.e. We require contact information to ensure our reviewers are real. The average American Credit Acceptance salary ranges from approximately $30,000 per year for Human Resources Specialist to $117,797 per year for IT Architect. Due to the lack of response from American acceptance the interest on went to over $200.00 which was left to be paid after the ***and my insurance paid them. The estimated total pay for a Customer Service at American Credit Acceptance is $18 per hour. We had weekly meetings to discuss our progress and any challenges we were facing. Address: 961 E Main St FL 2 Spartanburg, SC 29302-2185. Credit Acceptance phone numbers. When preparing for this interview, read through the job description and highlight any aspects that you are passionate about or have experience with. Spartanburg, SC 29302-2185. Log in to the Customer Portal. American Credit Acceptance is looking for candidates who can use technology to improve their processes and increase efficiency. Stop-At PowerSports is known for great costumer experience and for high quality parts and PowerSports vehicles, We Fix, Buy, Sell and lot more, We are mechanics since 2001, Know how to fix as big as semi-truck to a little as dirt read more. BBB asks third parties who publish complaints, reviews and/or responses on this website to affirm that the information provided is accurate. To visit the secure Speedpay site, you must leave the public American Credit Acceptance website. on Are Ford Credit Interest Rates Better Than Others? When answering this question, it can be helpful to provide an example from a previous job where you helped a coworker improve their performance or solve a problem. } . They agreed, and I helped them find an affordable payment plan.. For some positions, you may also be required to take a numerical reasoning assessment or other aptitude test. We start with a common sense lending approach for our dealer partners and end with an affordable payment program for our customers. American Credit Acceptance is a major financial institution that specialises in sub-prime lending, and offers a number and range of programs to both customers and auto dealerships. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. This is absolutely the worst decision that I couldve ever made. Hence I should owe nothing to them. The estimated base pay is $17 per hour. This number represents the median, which is the midpoint of the ranges from our proprietary Total Pay Estimate model and based on salaries collected from our users. The apr and payment is way too high but its all I could do for the time being with my credit. If that didnt work, I would ask my manager for advice on how to handle the situation. Thank you ACA. American Credit Acceptance 2.8. Leverage your professional network, and get hired. What do you think is the most important quality for an underwriter? Email. Call us at 1-866-544-3430. Prepare for the types of questions you are likely to be asked when interviewing for a position at American Credit Acceptance. Must, Credit Acceptance Corporation is an auto finance company providing automobile loans and other related financial products. The company operates its financial. Realistically this is likely to be something they are able to do. American Credit Acceptance do seem to be fairly open in the approach to wanting to employ recent high-calibre staff, although little details given about the reality of terms and conditions and salaries. No one likes the idea of repossession, and as such it is quite often avoided in an industry when fact it is a real-time occupational hazard. Furthermore, I had ***insurance to cover the difference once the insurance company sent the check, I did submit all the necessary documentation to the ***insurance and they sent an email to the American acceptance total loss department requesting another document which American acceptance had but never did send it to the *** insurance or responded to the email. Easily apply. An interviewer may ask this question to learn more about your qualifications for the position and how you would approach it. How do you stay up-to-date with new developments in technology? 866-544-3430 Monday - Friday 8 AM - 10 PM EST Saturday 8 AM - 5 PM EST Sunday Closed Overall, the interview process can be lengthy and challenging, but interviewers are generally friendly and helpful. I also dont like that they charge an additional 6 something to pay online. Again, this could be a good sign for many a good form of PR. Navigate to the Profile page. This question allows the interviewer to assess your ability to work with customers who are struggling to make their payments and how you would approach this situation. Are Ford Credit Interest Rates Better Than Others? Answers to commonly asked questions ; Make a Payment. Corporate Address American Credit Acceptance 961 E. Main St. Spartanburg, SC 29302 866-441-0251, Payment Address American Credit Acceptance LLC PO Box 204531 Dallas, TX 75320-4531, *Closing Packets sent via FedEx* American Credit Acceptance 4054 Willow Lake Blvd Suite 2096 Memphis, TN 38153, *Closing Packets sent via UPS or USPS* American Credit Acceptance 3268 Progress Way Suite 2096 Wilmington, OH 45177-7700, Loss Payee Address PO BOX 4537 Carmel, IN 46082, Customer Service/Collections 866-544-3430, Rebates Extended Service Contracts & GAP Cancellations 855-292-6429, Service Members Relief Act (SCRA) 855-292-6426, Total & Partial Loss Insurance Claims 855-292-6430, Underwriting 866-202-6914 Fax: 866-740-0569. Skip to Content . }, Loans made or arranged pursuant to a California Finance Lenders Law license. We start with a common-sense lending approach for our dealer partners and end with a transparent payment program for our customers. American Credit Acceptance Poor service and very slow responses, still on my credit for missed payments when the dealership paid it all off to put me into a better vehicle. American Credit Acceptance is an emerging credit consumer auto finance company providing financial solutions from coast-to-coast. BBB Business Profiles generally cover a three-year reporting period. Do you have any experience working in the automotive industry? One is the fear of individuals or websites being sued for defamation, the other is the issue of fake reviews which websites already fairly helpless to do anything about. You'd be lucky to get any correspondence from them until it's too late. Mission Lane Credit Card Customer Service, Call Opensky Credit Card Customer Service, Walmart Credit Card Phone Number Capital One. 1-800-729-7633. An experienced IT professional with 15+ years of Application Development in Banking (Open Banking, Retail Banking), Insurance, Retail, Financial Service and Credit Card Payment Domains.<br><br>Since Nov-2021 I am working with Wipro UK and I had been worked 7 years with IBM, 3 years with Tata Consultancy Services, 2 years with Capgemini.<br><br>I have extensive project experience with Lloyds . padding: 0 0 15px 0; Promoted tactical credit management by setting . You are about to be redirected to the AppOne Portal. Address: 961 E Main St FL 2 Spartanburg, SC 29302-2185. 961 E Main St All Rights Reserved. Loan is too high, interest rate is awful.. The maximum loan amount that will be considered through the dealership is US dollars 20,000, with a maximum term for the loan of 72 months. American Credit Acceptance is looking for team members who can work well with others. I have had a loan with American acceptance for over 3 years with no late payments. But if you do choose to go with them know that they will have you pay ridiculous interest on a car that isn't worth half of what you owe. This question is a great way to show your potential employer that you are capable of performing well in an important role. When you call needing information, they are very professional at their job. Common problems addressed by the customer care unit that answers calls to 800-634-1506 include Payment arrangement, Find account number, Pay bill, Complaint and, Opensky Credit Card Customer Service Phone Number, Best Buy Credit Card Customer Service Phone Number, Credit Acceptance Superior Protection Plan Phone Number, Milestone Credit Card Customer Service Number. }, Credit Approval Processing system available 24/7, What you may not know about the Credit Acceptance program, Connect with a Credit Acceptance representative, Answers to commonly asked questions from dealers new to our program, Learn about the Credit Acceptance program, .blue-bg { As already mentioned reviews of their customer service tend to be fairly mixed, and unsurprisingly most of them are fairly bad. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. These innovations are making it easier than ever before for people to get around without owning their own vehicles, which could have a significant impact on the demand for car loans.. Product: American Credit Acceptance Car Loans. Disclosure: *Loan Amounts are based upon credit approval. Essential Functions . Glassdoor gives you an inside look at what it's like to work at American Credit Acceptance, including salaries, reviews, office photos, and more. Please note that there may be some additional fees payable depending upon the type of payment, and note that some payments may require a set number of days processing time. What salary does a Customer Services. Call Credit Acceptance at 800-634-1506. Feeling chatty? However, I got in an accident and the vehicle was a total loss. Use your answer to highlight some of your management skills, such as communication, organization and problem-solving. 59 jobs at American Credit Acceptance. Make payments, see account details and more! Flagship Credit Acceptance P.O. Kimberly. American Credit Acceptance Spartanburg, SC. What would you do if you saw a coworker making mistakes? CT, DE, FL, GA, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, RI, SC, VA, VT, WV, AL, AR, IA, IL, KS, LA, MN, MO, MS, NE, WI, AK, AZ, CA, CO, HI, ID, MT, ND, NM, NV, OR, SD, TX, UT, WA, WY, Website User Agreement and Privacy Statement. It is likely that the majority of jobs will be around three main areas, that of sales, that of chasing a bad payment non-payment and repossessions, and various types of financial modelling and statistics. Ive been with this company since 2020 never had a problem until . Payments depends on processing time for mail delivery and processing payments depends on processing time your. Offering online applications monday Friday 8 am 10 PM EST Make a difference with. Increase efficiency can contact them directly by phone at 866-544-3430 began offering online applications read! 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